There is inherent risk in everything you do. Fortunately, there are ways to minimize that risk and reduce the potential for loss. By taking proactive steps to lower the frequency and severity of claims, you in turn lower your total cost of risk — both with reduced premiums and saved claims expenses.
We can help ensure your working environment is safe, your policies and procedures are effective and your employees are engaged. Your business will become an employer of choice for applicants, as well as an organization that insurance companies want to insure.
We offer a full array of loss prevention services, including customized risk assessments, consultative services, targeted training for workers and managers, and more. These services are backed by a team of experts that understands your industry and have the training and credentials to help minimize and identify loss.
In addition, we can help you with OSHA, DOT and other regulatory compliance, facility inspections and job site visits, disaster recovery and emergency event planning, goal setting and service timelines, access to web-based portals, and more. Specifically, we provide:
Fall protection has been number one for the past few years on the annual list of workplace violations released by the Occupational Safety and Health Administration (OSHA). In fact, “Fall Protection – General Requirements” tops the current list by a wide margin with 6,072 violations. Falls are among the most common causes of serious work related injuries and deaths. Employers must set up the work place to prevent employees from falling off of overhead platforms, elevated work stations or into holes in the floor and walls.
Every health and welfare plan (health, dental, vision, short-term disability, long-term disability, AD&D, Health FSA, etc.) subject to ERISA that has 100 or more participants on the first day of the plan year is required to file a Form 5500 with the federal Department of Labor (DOL) seven months after the end of the plan year. There’s a lot of to unpack in that statement, but a hidden issue that often gets overlooked is just how many plans are there.
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