There is inherent risk in everything you do. Fortunately, there are ways to minimize that risk and reduce the potential for loss. By taking proactive steps to lower the frequency and severity of claims, you in turn lower your total cost of risk — both with reduced premiums and saved claims expenses.
We can help ensure your working environment is safe, your policies and procedures are effective and your employees are engaged. Your business will become an employer of choice for applicants, as well as an organization that insurance companies want to insure.
We offer a full array of loss prevention services, including customized risk assessments, consultative services, targeted training for workers and managers, and more. These services are backed by a team of experts that understands your industry and have the training and credentials to help minimize and identify loss.
In addition, we can help you with OSHA, DOT and other regulatory compliance, facility inspections and job site visits, disaster recovery and emergency event planning, goal setting and service timelines, access to web-based portals, and more. Specifically, we provide:
In December, many employers reward employees with cash bonuses, which can be great motivators when they are designed to reward employees who meet or exceed their performance goals. Year-end bonuses also contribute to the holiday atmosphere of generosity and gratitude. But did you know that year-end bonus payments can pose traps for the unwary employer?
For decades, rising healthcare costs have been a consistent topic of conversation, particularly for employers concerned with enhancing worker productivity, reducing medical costs and meeting occupational health and safety needs. One solution which has arisen with increasing frequency is the establishment of employer-sponsored clinics (or “onsite/near-site” clinics). With this solution, however, comes many considerations and challenges for employers.
This month's Threat Intelligence Report is about a large hotel chain that reports an “unauthorized access” to its customer database since 2014, exposing data of 500 million guests; a vulnerability in a postal service site that left 60 million customers exposed for more than a year; a third-party vendor breach that exposes data of millions of healthcare patients; a new report that profiles notorious MageCart cyber criminals; court documents that reveal first-ever indictment on ransomware charges; and a bundled pack that makes SamSam and other ransomware easier for hackers to obtain and deploy.
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