Open claims cost you both time and resources to manage. Frequently open claims linger longer than they need to, and have a serious impact on your insurance premiums and ultimately your bottom line. We are here to advocate on your behalf to ensure that claims are being handled with your best interests at heart. With our experts at your side, you’ll have decades of claims analysis and loss-control expertise to help you avoid claims. If a claim does occur, we can make sure it gets the attention it deserves.
With our four-step claims management process, beginning with comprehensive communication between all affected parties, followed by the determination of liability, claim study and review and trending of loss experience, we can help you mitigate existing claims effectively while maximizing your recovery.
We look at the big picture. Work comp claims often involve employment laws that many risk managers know nothing about. What might be the right decision for a work comp claim may be the wrong decision from an employment law perspective. Making a mistake can have a profound impact. We have more experience with laws like the Americans with Disabilities Act and the Family and Medical Leave Act than anyone else in the industry. Let us help you make the right decisions.
Fall protection has been number one for the past few years on the annual list of workplace violations released by the Occupational Safety and Health Administration (OSHA). In fact, “Fall Protection – General Requirements” tops the current list by a wide margin with 6,072 violations. Falls are among the most common causes of serious work related injuries and deaths. Employers must set up the work place to prevent employees from falling off of overhead platforms, elevated work stations or into holes in the floor and walls.
Every health and welfare plan (health, dental, vision, short-term disability, long-term disability, AD&D, Health FSA, etc.) subject to ERISA that has 100 or more participants on the first day of the plan year is required to file a Form 5500 with the federal Department of Labor (DOL) seven months after the end of the plan year. There’s a lot of to unpack in that statement, but a hidden issue that often gets overlooked is just how many plans are there.
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