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Something or nothing? The IRS’ narrow approval of a 401(k) student loan repayment benefit

For a few grand and the patience of Job, you can receive a tailored response to your burning 401(k) plan questions autographed by the Internal Revenue Service. This is the Private Letter Ruling (PLR) program. Plan sponsors may seek a PLR to validate a plan term, procedure or practice that is otherwise firmly planted in a gray area of the law. PLRs are plan-specific and do not set precedent. That means that only the plan sponsor to whom the PLR is addressed may rely on that particular ruling. 

5 overlooked insurance considerations for mergers and acquisitions

Merger and acquisition (M&A) deals can be complicated. Extensive research and preparation must be completed prior to the closing of the deal to ensure there are no hidden liabilities or gaps in insurance coverage. When preparing for an M&A, it is crucial to understand how the buyer’s and seller’s insurance programs will respond to a change in control. In order to avoid saddling your combined company with uninsured liabilities, you must be knowledgeable about your insurance policies and how each might be modified in a merger and acquisition transaction. Consider the following before completing an M&A deal.

Employee benefits trends to watch for in 2019

In a tight labor market where competition for the best talent is fierce, it’s tough to keep up with latest trends, and even more of a challenge to decide which trends to pursue. In this article we will cover some of the latest benefits we see employers considering and implementing.