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Associated Benefits and Risk Consulting - Employee Benefits


Preventative care can help employees control of their health and lower expenses

Three of every four dollars employers spend on health costs are used to treat chronic conditions such as obesity, hypertension, diabetes, asthma and depression. These same conditions create workforce absenteeism costing U. S. employers $153 billion annually of lost productivity. About 86% of full-time workers are above normal weight or have at least one chronic health condition. Therefore, most of an employer’s health plan costs may be preventable with a strong wellness program.

Healthcare reform: Where we’ve been, where we’re going, and what to expect

Changes to the Affordable Care Act (ACA) could still happen but are becoming increasingly unlikely this year. Therefore, employers need to take charge of their health plans and ensure they address rising costs under the current framework. While there are plenty of possible strategies that exist, working with an advisor can ensure you find the best strategy that fits with your culture, is compliant, and does the best job to reduce or mitigate costs.

Understand women’s health to improve productivity and reduce costs

Employers have a vested interest in their employees’ health. As the dominant health insurance provider, employers are continuing to experience rising healthcare costs and wondering how to influence this trend. An important part of influencing healthcare costs is to understand your employee populations and their differences.

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