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Associated Benefits and Risk Consulting - Employee Benefits


Is your 2019 employee benefits strategy aligned with your organization’s long-term goals?

Each organization is unique, so your benefits strategies should reflect your particular goals. Taking a cookie-cutter approach or investing in every trend that comes along can be problematic. While new and exciting ideas can be tempting, it would be counterproductive and impractical to implement employee benefit strategies that don’t align with your workforce or goals. Instead, let’s take a step back and consider the process of strategic planning, in addition to the strategies themselves.

Trend Study: MarketPulse 2019

Introducing our 2019 MarketPulse trend report, where we discuss what our clients and other employers are doing to manage risks, promote employee productivity and morale, reduce costs and improve their organizations as a whole. In this issue, we explore retirement plans featuring target date funds as well as specialty drugs, cyber risk, predictive modeling, workplace well-being, advanced data analytics, the cost of large and often ongoing medical claims, and various emerging trends. In addition to a discussion of each trend, you will find supporting materials at

Download the PDF: MarketPulse 2019

Understanding the nuances of special enrollment

Health Insurance Portability and Accountability Act (HIPAA) rules require group health plans to provide special enrollment opportunities to certain employees, dependents, and Consolidated Omnibus Budget Reconciliation Act (COBRA) qualified beneficiaries. Being aware of special enrollment situations is important, along with making sure special enrollment rights are communicated.