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Counting plans: What is a bundled wrap document, and should I have one?

Every health and welfare plan (health, dental, vision, short-term disability, long-term disability, AD&D, Health FSA, etc.) subject to ERISA that has 100 or more participants on the first day of the plan year is required to file a Form 5500 with the federal Department of Labor (DOL) seven months after the end of the plan year. There’s a lot of to unpack in that statement, but a hidden issue that often gets overlooked is just how many plans are there.

Why is it so difficult to ensure your wellness program complies with the ADA and GINA?

Let’s say that one of the components of your wellness program involves biometric screening that uses discounts on insurance premiums as an incentive to get people to go through the screening. The government has seen fit to issue all sorts of regulations that control the way that many common wellness program practices can be performed. What are you supposed to do now?

How caregiving fits into a holistic employee wellness approach

Caregiving is having a tremendous impact on employee health, touching many of the other health dimensions — quite possibly all of them. Caregiving for a loved one is a very important aspect of our lifecycle but it comes with great demands that need to be addressed — especially in the workplace.


 
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