The cost of an injured worker is far greater than what you pay for insurance when you consider the impact to productivity, other employees, and your future premiums. Workers’ compensation insurance only covers your direct costs, but a comprehensive workers’ compensation program can do so much more. The best programs proactively manage risk and include safety and return-to-work programs to mitigate risk and lower the cost in the long run.
Safer employees have fewer accidents which lead to lower costs. Our workers’ compensations programs are designed with your objectives, industry and exposures in mind, and place your employees’ safety as the number one concern. We help you identify ways to reduce incidents and put you in a position to respond quickly should an employee be injured or disabled.
When an accident does happen, we use a proactive claims management approach and focus on claims advocacy to positively impact and control costs. By managing the various aspects of a complicated claim from the start, we are able to get claims resolved quickly and effectively. Strong claims management paired with safety and return-to-work programs deliver cost saving strategies that allow you to manage your workers’ compensation plans.
Without a legitimate business reason coupled with sufficient documentation to support a termination, employees’ claims that they were terminated for unlawful reasons can be difficult, time consuming and costly to dispute. While there is no way to eliminate legal exposure to employees’ claims, there are ways for employers to significantly reduce their exposure when terminating employees. This article covers five ways you can reduce your exposure to claims for unlawful termination.
More employees are working
past age 65 instead of retiring, and many employers are wondering: Does the employee’s Medicare
eligibility affect the employer’s benefit programs? This eBook addresses the most
common questions we receive regarding issues such as eligibility, entitlement, health plan design and enrollment, employee education, and more. Register for our Nov. 7 webinar "How to explain the Medicare puzzle to your employees aged 65+ and still working" to learn how Medicare affects your organization, your employees and your benefit plans.
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As businesses become
more interconnected, the risk of a third-party data breach
at your organization becomes more imminent. It’s no
longer enough to simply secure your organization’s
network systems and data. Your risk management
program needs to look beyond the perimeter of your
organization to properly vet the third-party vendors who
have access to your networks and data. Fortunately, your
organization can take certain steps to minimize exposure,
reduce the likelihood of a third-party breach and mitigate
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