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Associated Benefits and Risk Consulting – Wokers’ Compensation


The retirement savings Illuminati (doesn’t exist)

What’s the plan fiduciary’s obligation to provide meaningful investment choices? Obviously, 401(k) or 403(b) plan sponsors cannot guarantee retirement security or successful investment performance. Yet, as we’ve discussed before, plan fiduciaries have an obligation to select and regularly monitor the performance and cost of the investment choices the plan provides to its participant investors, and a popular option is a target date fund (TDF), which provides an easy way for an employee to plan for retirement around a particular date. 

Is social media usage increasing your risk of identity theft?

Numerous online security and data breaches have grabbed the headlines recently — and they will continue to happen. Therefore, it’s important to continually evaluate your online security habits. Hackers can use data posted on social media to engage in identity fraud, social engineering schemes and more. Here are some tips you can use to secure your data on social media platforms.

5 overlooked insurance considerations for mergers and acquisitions

Merger and acquisition (M&A) deals can be complicated. Extensive research and preparation must be completed prior to the closing of the deal to ensure there are no hidden liabilities or gaps in insurance coverage. When preparing for an M&A, it is crucial to understand how the buyer’s and seller’s insurance programs will respond to a change in control. In order to avoid saddling your combined company with uninsured liabilities, you must be knowledgeable about your insurance policies and how each might be modified in a merger and acquisition transaction. Consider the following before completing an M&A deal.