The cost of an injured worker is far greater than what you pay for insurance when you consider the impact to productivity, other employees, and your future premiums. Workers’ compensation insurance only covers your direct costs, but a comprehensive workers’ compensation program can do so much more. The best programs proactively manage risk and include safety and return-to-work programs to mitigate risk and lower the cost in the long run.
Safer employees have fewer accidents which lead to lower costs. Our workers’ compensations programs are designed with your objectives, industry and exposures in mind, and place your employees’ safety as the number one concern. We help you identify ways to reduce incidents and put you in a position to respond quickly should an employee be injured or disabled.
When an accident does happen, we use a proactive claims management approach and focus on claims advocacy to positively impact and control costs. By managing the various aspects of a complicated claim from the start, we are able to get claims resolved quickly and effectively. Strong claims management paired with safety and return-to-work programs deliver cost saving strategies that allow you to manage your workers’ compensation plans.
We all know that one person who would rather tough it out than to actually go to a doctor to figure out what is going on with them. Compound this with a fear of not being able to afford the cost of the doctor’s services. In normal situations, this would usually be another mark on the board of foolish things that this person has historically done. But, nowadays, with COVID-19 out there, this type of reticence could be deadly for not only them but numerous other individuals as well.
One of the most expensive costs for nearly any business is that of workers’ compensation insurance. Your hiring process can be an important first step toward preventing work comp claims. Here are some hiring practices that can help stop work comp claims before they even walk through your door.
On March 27, 2020 President Trump signed into law the Coronavirus Aid, Relief, and Economic Security (CARES) Act. Below is a summary of several key provisions of the more than 800-page law. However, if you are home with little to do and have already finished watching The Tiger King, feel free to peruse the law itself here.
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