The cost of an injured worker is far greater than what you pay for insurance when you consider the impact to productivity, other employees, and your future premiums. Workers’ compensation insurance only covers your direct costs, but a comprehensive workers’ compensation program can do so much more. The best programs proactively manage risk and include safety and return-to-work programs to mitigate risk and lower the cost in the long run.
Safer employees have fewer accidents which lead to lower costs. Our workers’ compensations programs are designed with your objectives, industry and exposures in mind, and place your employees’ safety as the number one concern. We help you identify ways to reduce incidents and put you in a position to respond quickly should an employee be injured or disabled.
When an accident does happen, we use a proactive claims management approach and focus on claims advocacy to positively impact and control costs. By managing the various aspects of a complicated claim from the start, we are able to get claims resolved quickly and effectively. Strong claims management paired with safety and return-to-work programs deliver cost saving strategies that allow you to manage your workers’ compensation plans.
Business leaders and HR departments are discovering how to handle the effects of the #MeToo movement in their organizations. As a result, more employers are mandating harassment prevention training for their employees. Our HR Solutions team has seen a significant uptick in training requests from clients since the #MeToo movement began. More employers are also using technologies that can make it safer and easier for employees to report experiences of sexual and other types of harassment, and for employers to respond to and investigate these reports.
You’ve seen the headlines about record flooding and weather forecasts warning us to be prepared. As the snow melts and ground thaws, how serious is the risk, and what should you do to protect your property and family? Aside from insurance, there are other ways you can prevent your basement from suffering water damage. Take the following steps to prevent loss of property and valuables.
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