The cost of an injured worker is far greater than what you pay for insurance when you consider the impact to productivity, other employees, and your future premiums. Workers’ compensation insurance only covers your direct costs, but a comprehensive workers’ compensation program can do so much more. The best programs proactively manage risk and include safety and return-to-work programs to mitigate risk and lower the cost in the long run.
Safer employees have fewer accidents which lead to lower costs. Our workers’ compensations programs are designed with your objectives, industry and exposures in mind, and place your employees’ safety as the number one concern. We help you identify ways to reduce incidents and put you in a position to respond quickly should an employee be injured or disabled.
When an accident does happen, we use a proactive claims management approach and focus on claims advocacy to positively impact and control costs. By managing the various aspects of a complicated claim from the start, we are able to get claims resolved quickly and effectively. Strong claims management paired with safety and return-to-work programs deliver cost saving strategies that allow you to manage your workers’ compensation plans.
Your employees need to know about the chemicals they are working with or exposed to, hazards associated with each chemical and how to protect themselves. Although many employees work with potentially hazardous materials on a regular basis, they can maintain a safe working environment if they use chemicals as they were intended and follow necessary safety precautions. An effective hazard communication program is designed to teach everyone how to safely handle and work with the chemicals they encounter every day.
Last September, the Wisconsin legislature updated the definition of "domestic partner" via the budget bill. While the intention of the modification to the definition was to stop allowing domestic partner health coverage for state employees now that the state recognizes same sex marriage, it resulted in some unintended consequences. Moving forward, if you have Wisconsin employees asking for WFMLA for domestic partners or their family members, you need to ask new questions.
This eBook is a great companion piece to our upcoming "Motivating the Millennials" webinar on Wednesday, April 18. Register for this complimentary webinar and join us to better understanding the mindset and motivations of the Millennial generation. This eBook will cover the leading benefit strategies for attracting and motivating this new generation of workers.
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