Your property is where the magic of your business happens. So protecting it against loss and damage is a no-brainer. The right insurance package can prevent a serious loss or even your organization from going out of business.
To make sure you have the right coverage, we conduct a comprehensive review of every aspect of your operation. Our team looks at your key processes, procedures, documents and contracts in order to provide an analysis that matches areas of exposure with strategies for mitigation. We also measure your risk tolerance and how that impacts the coverage you need. You will have a complete and cost-effective plan that helps protect your business and allows you to focus on your goals — not your insurance.
Fall protection has been number one for the past few years on the annual list of workplace violations released by the Occupational Safety and Health Administration (OSHA). In fact, “Fall Protection – General Requirements” tops the current list by a wide margin with 6,072 violations. Falls are among the most common causes of serious work related injuries and deaths. Employers must set up the work place to prevent employees from falling off of overhead platforms, elevated work stations or into holes in the floor and walls.
Every health and welfare plan (health, dental, vision, short-term disability, long-term disability, AD&D, Health FSA, etc.) subject to ERISA that has 100 or more participants on the first day of the plan year is required to file a Form 5500 with the federal Department of Labor (DOL) seven months after the end of the plan year. There’s a lot of to unpack in that statement, but a hidden issue that often gets overlooked is just how many plans are there.
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