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Associated Benefits and Risk Consulting - Strategic Planning


Student loan repayment: A flexible benefit to solve your current HR initiatives

In today’s competitive talent marketplace, student loan assistance is an emerging benefit that any company can offer to encourage the younger generation to join or stay with their company. How a company can implement this can vary greatly. There are plenty of examples of unique offerings of this benefit, but this article focuses on three common HR initiatives that you might have on your plate for 2019: recruiting, retaining, and engagement.

Changes to your employee benefits offerings may have changed your compliance obligations

You made it through another plan renewal and open enrollment season, likely following months of planning and decisions about potential changes to plan design, benefit offerings, carriers, funding, and cost sharing. There is another important step that many employers miss. Have you determined whether the decisions you made changed your compliance obligations as the employer plan sponsor? 

ACA reporting is done, but it’s not over yet: Watch out for IRS penalty assessments

You’ve entered all the codes where you should. You know your company’s safe harbor affordability code without double-checking. You know every single employee’s ACA-full-time status for 2018. In other words, you have completed ACA reporting for 2018! So, can you close the books on the ACA for 2019? Of course not. The IRS just issued another wave of proposed employer shared responsibility penalty assessments.