An increasingly interconnected world offers new and exciting realms of opportunities, in addition to new risks. Whether your organization has significant international operations or your employees travel internationally, safeguarding the bottom line means anticipating potentially costly exposures. You have access to a partner with a thorough understanding of global complexities that can help you obtain the right coverage.
Our global partners help navigate laws, regulations and cultural differences to develop a program that meets your standards. We help design insurance packages for foreign employees and ensure compliance with local laws and regulations. We also help identify, analyze and reduce exposures where you operate while reducing redundancies and minimizing coverage gaps.
Our membership with Worldwide Broker Network (WBN) allows clients to partner with over 15,000 independent insurance specialists that have a comprehensive understanding of their local markets. We partner with WBN to provide customized global solutions through:
We all know that one person who would rather tough it out than to actually go to a doctor to figure out what is going on with them. Compound this with a fear of not being able to afford the cost of the doctor’s services. In normal situations, this would usually be another mark on the board of foolish things that this person has historically done. But, nowadays, with COVID-19 out there, this type of reticence could be deadly for not only them but numerous other individuals as well.
One of the most expensive costs for nearly any business is that of workers’ compensation insurance. Your hiring process can be an important first step toward preventing work comp claims. Here are some hiring practices that can help stop work comp claims before they even walk through your door.
The average adult has a 3 in 10 chance of suffering a disability that keeps them out of work for 90 days or longer at some point during their working career, according to The Council for Disability Awareness. Ninety percent of disabilities are caused by illnesses, not accidents, and are a top cause of bankruptcies in the U.S. Most of us have personal debt, such as a mortgage, auto loans or credit card bills.