An increasingly interconnected world offers new and exciting realms of opportunities, in addition to new risks. Whether your organization has significant international operations or your employees travel internationally, safeguarding the bottom line means anticipating potentially costly exposures. You have access to a partner with a thorough understanding of global complexities that can help you obtain the right coverage.
Our global partners help navigate laws, regulations and cultural differences to develop a program that meets your standards. We help design insurance packages for foreign employees and ensure compliance with local laws and regulations. We also help identify, analyze and reduce exposures where you operate while reducing redundancies and minimizing coverage gaps.
Our membership with Worldwide Broker Network (WBN) allows clients to partner with over 15,000 independent insurance specialists that have a comprehensive understanding of their local markets. We partner with WBN to provide customized global solutions through:
Fall protection has been number one for the past few years on the annual list of workplace violations released by the Occupational Safety and Health Administration (OSHA). In fact, “Fall Protection – General Requirements” tops the current list by a wide margin with 6,072 violations. Falls are among the most common causes of serious work related injuries and deaths. Employers must set up the work place to prevent employees from falling off of overhead platforms, elevated work stations or into holes in the floor and walls.
Every health and welfare plan (health, dental, vision, short-term disability, long-term disability, AD&D, Health FSA, etc.) subject to ERISA that has 100 or more participants on the first day of the plan year is required to file a Form 5500 with the federal Department of Labor (DOL) seven months after the end of the plan year. There’s a lot of to unpack in that statement, but a hidden issue that often gets overlooked is just how many plans are there.