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IRS allowing HSAs to cover COVID-19 testing and treatment

We all know that one person who would rather tough it out than to actually go to a doctor to figure out what is going on with them. Compound this with a fear of not being able to afford the cost of the doctor’s services. In normal situations, this would usually be another mark on the board of foolish things that this person has historically done. But, nowadays, with COVID-19 out there, this type of reticence could be deadly for not only them but numerous other individuals as well.

Effective hiring practices can help minimize the risk of work comp claims

One of the most expensive costs for nearly any business is that of workers’ compensation insurance. Your hiring process can be an important first step toward preventing work comp claims. Here are some hiring practices that can help stop work comp claims before they even walk through your door.

Do you have the right amount of disability and life insurance coverage?

The average adult has a 3 in 10 chance of suffering a disability that keeps them out of work for 90 days or longer at some point during their working career, according to The Council for Disability Awareness. Ninety percent of disabilities are caused by illnesses, not accidents, and are a top cause of bankruptcies in the U.S. Most of us have personal debt, such as a mortgage, auto loans or credit card bills.