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Associated Benefits and Risk Consulting - Compliance


Counting plans: What is a bundled wrap document, and should I have one?

Every health and welfare plan (health, dental, vision, short-term disability, long-term disability, AD&D, Health FSA, etc.) subject to ERISA that has 100 or more participants on the first day of the plan year is required to file a Form 5500 with the federal Department of Labor (DOL) seven months after the end of the plan year. There’s a lot of to unpack in that statement, but a hidden issue that often gets overlooked is just how many plans are there.

Your most common military leave questions answered

Most employers are aware that employees are entitled to take leaves of absence to participate in military service, but many employers are unsure of the extent of their obligations and rights when it comes to military leaves. This article addresses the questions we are most commonly asked regarding the federal Uniformed Services Employment and Reemployment Rights Act of 1994 (USERRA). 

Minnesota employers have new OSHA electronic recordkeeping obligations

If you are a Minnesota employer, here's a quick recap to this point: OSHA passed a new rule; said it didn't apply to you; then said it did apply to you; then said it had no way to enforce it. Last week, Minnesota finally got around to adopting the federal rule effective immediately, but with a twist. Read on to find out what this means  for Minnesota employers. 

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