Beyond traditional benefit plan services and insurance, we deliver proprietary tools and specialized resources designed to support your unique needs. We have dedicated specialists in each of the areas below and our long-standing market relationships allow us to innovate on behalf of clients rather than settle for a one-size-fits-all approach.
The combined expertise of our preeminent employee benefits, business insurance, risk management, retirement planning and specialist resource teams form a coordinated consultative process that delivers superior results for you.
Every health and welfare plan (health, dental, vision, short-term disability, long-term disability, AD&D, Health FSA, etc.) subject to ERISA that has 100 or more participants on the first day of the plan year is required to file a Form 5500 with the federal Department of Labor (DOL) seven months after the end of the plan year. There’s a lot of to unpack in that statement, but a hidden issue that often gets overlooked is just how many plans are there.
Let’s say that one of the components of your wellness program involves biometric screening that uses discounts on insurance premiums as an incentive to get people to go through the screening. The government has seen fit to issue all sorts of regulations that control the way that many common wellness program practices can be performed. What are you supposed to do now?